Associate - Implementation (16804)

Discover Financial Services (NYSE: DFS) is a direct banking and payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, the company has become one of the largest card issuers in the United States. The company operates the Discover card, America's cash rewards pioneer, and offers personal and student loans, online savings products, certificates of deposit and money market accounts through its Discover Bank subsidiary. Its payment businesses consist of Discover Network, with millions of merchant and cash access locations; PULSE, one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance in more than 185 countries and territories.

Role Summary
The Associate will assist in reporting, development, and delivery of list-selection and portfolio strategies and initiatives for Discover Personal Loans within the Customer Risk Management and Assistance area. Strategies affecting these areas are critical aspects of business success.

We are seeking a highly motivated individual to play a key role in this process. The role offers a significant and challenging environment for the right person to apply existing skills in a creative manner. It also provides extensive opportunity to further develop a broad range of Risk Management capabilities within a growing consumer lending area.

Key deliverables (performance measures)

• Design, produce and review reports monitoring strategy and general portfolio performance.
• Track performance of acquisition programs compared to control groups and previous vintages. Summarize tracking results and feed back findings into strategy and/or policy changes in a timely manner.
• Document the acquisition credit-policy.
• Perform data analysis, including data collection and SAS and SQL programming, to assess impact of list-selection on the portfolio in terms of losses, revenue, and profitability, etc.

Education

• Bachelor degree required; Masters degree in quantitative disciplines (mathematics, statistics, econometrics, etc.) preferred.

• Understanding of data and financial analysis, and/or software development
• Experience with SAS in UNIX and/or PC environments preferred
• Strong SQL and Microsoft Office skills desired

• Ability to deliver timely, high-quality results in a fast-paced environment
• Excellent communication and interpersonal skills
• Demonstrate a high level of inquisitiveness, initiative and critical thinking to formulate business issues into analytical problems and devise actionable solutions.

Please email josetolentino@discover.com if your experience meets the qualifications listed above.