Briefs

Santa Fe, NM -- September 24, 2002 -- Strategic Analytics is pleased to announce an important client relationship with Household International, the fifth-largest consumer lender in the US. Household has successfully implemented Strategic Analytics� LookAheadTM portfolio intelligence and forecasting software across several of their largest consumer loan portfolios to bring significant new risk management and forecasting capabilities to the organization.

Gary Harman, Group Director, Corporate Credit Risk Management for Household states, "Strategic Analytics has created a platform that is both mathematically rigorous and yet flexible enough to accommodate real world scenario building. Our businesses can dissect and communicate findings quickly using a common forecasting language across a variety of loan types."

Strategic Analytics� LookAheadTM Software, a full portfolio forecasting system, separates and quantifies the core drivers of portfolio behavior: vintage maturation effects, outside impacts from the economy, policy changes, seasonality, and originations quality. These measures are then used to automatically model and project key portfolio metrics in both accounts and dollars, such as attrition, utilization, fees, delinquency, write-off, and prepayment.

For more information, see www.strategicanalytics.com.