Briefs

SANTA FE, NM | February 6 - Strategic Analytics (SA) announces the launch of a major new software product for the retail lending industry. TrueCapital(TM) software is a data-driven, portfolio-specific approach to computing capital for retail loan portfolios.

New Approach Yields Powerful Benefits

TrueCapital software breaks exciting new ground in its analytical approach and in the benefits it brings to lenders worldwide. It is the first capital analysis product for retail lending that can systematically distinguish controllable volatility from the uncontrollable volatility in a loan portfolio. This revolutionary result gives lenders the ability to hold capital for only uncontrollable impacts such as macroeconomic and competitive pressures.

In another first, TrueCapital leverages a proprietary form of distributional analysis to simulate future events for retail loans and the impact on individual portfolios. While Monte Carlo analysis is widely used in other sectors of the finance industry to measure risk, TrueCapital applies these concepts to the unique structures found in retail lending so that no a priori assumptions about distribution shapes are required.

For more information visit www.strategicanalytics.com.